Interchange is the fee collected by credit card issuers on every processed transaction. Interchange rates are set by the Card Brands (Visa, Mastercard, American Express) and are mandatory for all credit card processors. The tables below show the breakdown of the current American Express interchange rates. The Interchange Plus processing model helps ensure that you only pay the necessary Interchange rates without any additional markups or added fees to your merchant transactions.
Card Type | Mastercard Interchange Rate |
---|---|
MC Consumer | 1.65% + 10¢ |
MC Enhanced | 1.80% + 10¢ |
MC World | 1.90% + 10¢ |
MC World Elite | 2.30% + 10¢ |
MC Corporate | 2.70% + 10¢ |
Card Type | Mastercard Interchange Rate |
---|---|
MC Keyed Consumer | 1.95% + 10¢ |
MC Keyed Enhanced | 2.10% + 10¢ |
MC Keyed World | 2.20% + 10¢ |
MC Keyed World Elite | 2.60% + 10¢ |
MC Keyed Corporate | 2.70% + 10¢ |
Card Type | Mastercard Interchange Rate |
---|---|
MC Debit | 1.05% + 15¢ |
MC Debit Regulated | 0.05% + 22¢ |
MC Debit Prepaid | 1.15% + 15¢ |
Card Type | Mastercard Interchange Rate |
---|---|
MC Debit Keyed | 1.65% + 15¢ |
MC Debit Keyed Regulated | 0.05% + 22¢ |
MC Debit Keyed Prepaid | 1.76% + 20¢ |
Card Type | Mastercard Interchange Rate |
---|---|
MC Charity Debit (non-regualted) | 1.45% + 15¢ |
MC Charity Credit | 2.00% + 10¢ |
Card Type | Mastercard Interchange Rate |
---|---|
MC International | 1.10% |
MC International Keyed | 1.60% |
Card Type | Mastercard Interchange Rate |
---|---|
MC Card-Brand (Under $1,000) | 0.13% |
MC Card-Brand (Over $1,000) | 0.14% |
MC ALF (Acquirer License Fee) | 0.0047% |
MC NABU (Network Brand Usage Fee) | $0.0195 |
MC Account Status Inquiry (on $0 auth) | $0.025 |
MC CVC 2 Authorization Fee | $0.0025 |
MC AVS Authorization Fee | $0.01 |
MC Intl Cross-Border Support | 0.60% |
MC International Cross-Border | 0.85% |
MC - Per Location Annual Fee | $1.25 / Month |