Interchange is the fee collected by credit card issuers on every processed transaction. Interchange rates are set by the Card Brands (Visa, Mastercard, American Express) and are mandatory for all credit card processors. The tables below show the breakdown of the current American Express interchange rates. The Interchange Plus processing model helps ensure that you only pay the necessary Interchange rates without any additional markups or added fees to your merchant transactions.
Transaction Amount | Transaction Rate & Per Item Fee |
---|---|
< $75 | 1.60% + 10¢ |
< $1,000 | 1.95% + 10¢ |
> $1,000 | 2.40% + 10¢ |
Transaction Amount | Transaction Rate & Per Item Fee |
---|---|
< $400 | 1.60% + 10¢ |
< $3,000 | 1.95% + 10¢ |
> $3,000 | 2.40% + 10¢ |
Transaction Amount | Transaction Rate & Per Item Fee |
---|---|
< $25 | 1.85% + 10¢ |
< $150 | 2.45% + 10¢ |
> $150 | 2.75% + 10¢ |
Transaction Amount | Transaction Rate & Per Item Fee |
---|---|
< $25 | 1.85% + 10¢ |
< $150 | 2.45% + 10¢ |
> $150 | 2.75% + 10¢ |
Transaction Amount | Transaction Rate & Per Item Fee |
---|---|
< $150 | 1.70% + 10¢ |
< $3,000 | 2.05% + 10¢ |
> $3,000 | 2.50% + 10¢ |
Transaction Amount | Transaction Rate & Per Item Fee |
---|---|
< $150 | 1.55% + 10¢ |
< $2,000 | 1.85% + 10¢ |
> $2,000 | 2.30% + 10¢ |
Transaction Amount | Transaction Rate & Per Item Fee |
---|---|
< $400 | 1.55% + 10¢ |
< $7,500 | 1.85% + 10¢ |
> $7,500 | 2.25% + 10¢ |
Transaction Amount | Transaction Rate & Per Item Fee |
---|---|
< $100 | 2.25% + 10¢ |
< $1,000 | 2.60% + 10¢ |
> $1,000 | 3.00% + 10¢ |
Transaction Amount | Transaction Rate & Per Item Fee |
---|---|
< $75 | 1.35% + 10¢ |
< $1,000 | 1.70% + 10¢ |
> $1,000 | 2.15% + 10¢ |
Transaction Amount | Transaction Rate & Per Item Fee |
---|---|
< $100 | 1.50% + 10¢ |
< $3,000 | 1.85% + 10¢ |
> $3,000 | 2.30% + 10¢ |
Transaction Amount | Transaction Rate & Per Item Fee |
---|---|
Amex Network Fees | 0.15% |
Amex International Cross Border Fee | 0.40% |
Amex Keyed Fee | 0.30% |